The Medical Insurance will reimburse costs incurred as an inpatient/outpatient in hospitals and nursing homes in Sri Lanka. However, the medical insurance is inadequate to cater to any medical emergencies overseas. Further there are many other expenses and unfortunate events that a person could encounter overseas during these visits.
The Travel Insurance is a comprehensive ‘all-in-one’ insurance policy that protects the traveler against many common eventualities such as accidental death and bodily injury, emergency medical treatment and medical & hospitalization expenses, repatriation in the case of illness or accident, repatriation of mortal remains, loss of passport and personal belongings, travel delays and delays in arrival of luggage, delayed departure and many other exigencies. The geographical areas of the policy could be selected by the Insured, such as Asia only, Worldwide excluding USA, Canada and Japan or Worldwide.